Building Credit

Credit is becoming more and more critical as we move into the future. A credit score significantly impacts how lenders view you and can even be used to determine loan approvals or other financial products. As a result, a credit will continue to play an increasingly important role in our lives, and we must understand how it works and what affects it. Knowing what goes into your credit score, such as payment history, debt utilization, age of accounts, etc., can help you make informed decisions that will benefit your financial future.

Have you ever wondered what a FICO score or credit score is? The differences between them can be unclear, but having a good understanding of both is essential for anyone looking to maintain a solid financial footing.