Paying Down Debt

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What Credit Score do you start with?

Credit is becoming more and more critical as we move into the future. A credit score significantly impacts how lenders view you and can even be used to determine loan approvals or other financial products. As a result, a credit will continue to play an increasingly important role in our lives, and we must understand how it works and what affects it. Knowing what goes into your credit score, such as payment history, debt utilization, age of accounts, etc., can help you make informed decisions that will benefit your financial future.

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How to Get Your Spouse on Board with Paying Down debt

I was reading an article about the impacts of debt on millennial couples by therapist Emma Carpenter. While reading this article I thought about when my wife and I began our journey to pay down debt and decided to write about some ways, we can get our spouses on board with paying down debt. In

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10 Financial Terms Young Professionals Should Know: Part 1

I remember when I began to hear financial terms that I never heard of before. I wrote some down and began to learn what the terms meant and how it will affect me and my family. As young professionals its important for us to have a general understanding of what these terms mean. I’ve come up with a list of some financial terms that we should know. Investing in ourselves also includes us improving our financial literacy so that we can be aware of what’s taking place and be able to make any changes necessary. 

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