Investing

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How to Get Your Spouse on Board with Paying Down debt

I was reading an article about the impacts of debt on millennial couples by therapist Emma Carpenter. While reading this article I thought about when my wife and I began our journey to pay down debt and decided to write about some ways, we can get our spouses on board with paying down debt. In […]

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10 Financial Terms Young Professionals Should Know: Part 1

I remember when I began to hear financial terms that I never heard of before. I wrote some down and began to learn what the terms meant and how it will affect me and my family. As young professionals its important for us to have a general understanding of what these terms mean. I’ve come up with a list of some financial terms that we should know. Investing in ourselves also includes us improving our financial literacy so that we can be aware of what’s taking place and be able to make any changes necessary. 

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What Does it Mean to Invest in Yourself?

Investing in ourselves is one of the best decisions we can make. At first it can be somewhat nerve racking because you’re essentially putting your faith in your own ability to succeed. However, when you really think about it, there’s no better investment than in yourself. When you invest in yourself, you’re investing in your future. You’re investing in your ability to reach your goals and achieve your dreams. Also investing in ourselves helps us find our purpose. 

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How Can the Black Community be More Financially Responsible

I recently had a conversation with a group about not waiting for others to throw them a safety net. We need to be more financially responsible. For years we’ve been looking for the government to help us with our problems in our community. Crime is at an all-time high; the literacy rates of black boys

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25 Effective ways to start overcoming stress and mental blocks.

Stress is at an all time high in our country’s history. If you are feeling this way, just know that you are not alone! We all have our moments when fear and stress take over. However, we don’t have to let fear and stress win. There are things we can do to help us get back on our feet and overcome our mental blocks. 

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25 ways we can be financially independent 

So, you have an idea to be financially independent that you’ve been thinking about for some time now, and you can hear your purpose calling your name. However, with life and its challenges you feel that your purpose is out of your reach, and you wouldn’t have the time to pursue it. Or maybe you have a dream but when you saw how much it cost you told yourself “It’s not for me”. 

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 20 ways to manage our money better! 

Managing our money better is vital if we are to have financial independence. Currently, inflation is high. The cost of living has been growing for years and has now turned into the boogie man for most American families. Jobs have been trying to give more raises, but most getting the raise are still just breaking even. In times like these we must be more disciplined and create a financial plan. If we don’t create a plan and take time to listen to the economic reports coming out; we will feel more financial strain because we were blindsided. So, what are some ways that we can manage our money better? 

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