20 Examples of Personal Strategic Financial Planning
Strategic financial planning helps a company/individual determine what steps to take to be competitive for the short and long term.
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Investing in Yourself
13 Ways To Have a Better Relationship with Money.
If there is a year to have a better relationship with money it should be this year. After experiencing a pandemic and seeing millions of people lose their jobs without having a backup plan. How could we not look into our finances and develop a better relationship with money? One of the things we have to do before we start to have a better relationship with money is decide to make a commitment. Making a commitment is very important to starting any journey. Consistency will also help us to have a better relationship with money. After we’ve made a commitment to this journey, we can start making moves. Here are 13 ways we can have a better relationship with money.
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8 Reasons Why Life Insurance is a MUST!
So, life insurance is for old people, right? Yea, I kind of thought the same thing too until I did some research on life insurance. Life insurance is a contract between the policyholder and the insurer. The insured agrees to pay a premium to the insurer/carrier in exchange for a sum of money sent to their beneficiary when the insured dies. Life insurance can be helpful in case of the death of a spouse, child, or family member. Here are 8 reasons why life insurance is a must.
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3 Life Insurance policies and how they can help us!
Life insurance is a great way to protect your family in the event of a death. We have all seen the commercials on TV, but sometimes it doesn’t seem like it would benefit us at the time. Some may feel that life insurance is just for the elderly. That’s not true, life insurance premiums are cheaper when you’re younger and get more expensive as you age. Also, health conditions play a key part in the cost as well. I have seen many circumstances where someone’s family member dies, and the loved ones of the deceased have to start a GoFundMe or other types of fundraisers just to pay for the funeral and related expenses. That influenced my decision to get a policy for myself to protect my family if I were to die unexpectedly.
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7 Reasons We Should Start to Budget
We are all looking for ways to get in control of our finances. There are many ways we can start. One of the first steps we can take is by budgeting. Budgeting is not just for Mom and Dad! Budgeting is a way for us to organize how we are spending and not be surprised by costs and waking up to overdrafted bank accounts. I’m sure there are more than seven reasons but these are my seven 🙂 and I will like to hear some of your reasons in the comments below. Enjoy!
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Ownership: Where do we even start?
In my opinion, one of the topics that is discussed the most among entrepreneurs is ownership. Most entrepreneurs have found their niche and are discovering new ways to gain access to ownership and build wealth. I have learned that wealth is much different from being rich. For most of my life I thought rich and wealthy were the same thing. Well, I was wrong. I remember hearing someone put it this way; “most of the time the wealthy are the ones that are signing the checks of the rich.” Part of building wealth includes creating a money-making engine that doesn’t require hours of your time to operate. After years of that “money making” engine working, you are able to use that money and make even more money by compounding it year after year.
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New to Blogging? Don’t Give Up!
Blogging is a lot of fun and can be very rewarding, but if you’re new to the blogging world and you’ve been watching videos and reading books, you’re probably starting to get exhausted by all of the tasks that you need to get done. I must admit, I don’t have any friends or relatives that blog. I am new to blogging and have learned many of the things I now know through research, reading relevant books, and taking courses. Here are some common things that can make some bloggers give up on blogging shortly after starting.
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Writing a book? Here are some tips to help you!
Writing a book can seem very difficult if you aren’t familiar with the process. Now I must admit, there are some tedious steps involved in writing a book, but it’s not anything to pull your hair out over. I remember when I first thought about writing a book. It was in March or April of 2016. I started off by researching what I needed to do. In that research I came across a few articles stating “Writing a book was a waste of time.” I read the articles and it instilled a lot of doubt. From that point I struggled with starting to write my book. I would begin to write and then think that it wasn’t good enough and ended up starting over and over and over again. Eventually, I began to get frustrated and I gave up completely. I didn’t believe in my writing and I wasn’t disciplined enough to keep at it. Have you experienced this before? If so, you are not alone. Well, it is now 2021 and I am happy to report that I am in the editing phase of my novel. Here are some tips that can help you get started and keep going with writing a book.
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How can we teach our children about finances? Here are 10 ways!
Finances are just for adults, right? If you said yes, then I respectfully disagree with you. We sometimes say to ourselves “I wish I started learning about finances when I was younger.” So, why is it that our children can’t start learning about finances at a young age? In the times that we are living in now I believe we should, if we haven’t already, share our view of finances with our family in our household. Now, I am not saying that your child should know how much your credit limit is or the balances on your loans. What I am saying is, a child should know the basics of finances like not to go over 30% of credit utilization and staying under 10% is preferred. They should learn about budgeting and investing. They should learn about APR and amortization schedules. You don’t have to show them your financial statements if you are uncomfortable with that because there are plenty of examples on the internet. Our schools do not teach this information, so we have to start finding ways to do it ourselves. Here are 10 ways we can teach our kids and young adults about finances.
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12 ways to relax & improve our mental health
Mental health has been a big concern for many people this past year. The COVID-19 pandemic has caused many to have high anxiety and fear. The way we would normally approach our day has changed. We now have to be very conscious of where we go, how close we stand to others, and remember not to leave home without a mask. Parents had to adjust to accommodate their kids schooling at home. Some still had to report to their jobs because working remotely wasn’t an option. Many have gone an entire year without seeing family or spending the holidays with them. With stress, frustration, and thoughts of giving up on the rise, I decided to do some research and create a list of ways that we can relax and improve our mental health.
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